If you lease or finance your car, gap insurance helps pay off your car loan if your car is deemed a total loss. Learn how it works, if it's needed, what it covers, and more.

How does car insurance work? Car insurance works as a safeguard for your financial well-being in case of car accidents, theft, or other auto incidents beyond your control. Depending on your …

How does escrow and homeowners insurance work? When you close on your home, your lender may set up an escrow account for depositing part of your monthly loan payment to cover your …

How does renters insurance work? A renters policy provides financial reimbursement for covered losses to your personal belongings. If a covered peril occurs, you'll file a claim with your …

How does multi-car insurance work? Multi-car insurance means having multiple vehicles on one car insurance policy kept in the same location. Let your insurance company know if you have …

Learn how homeowners insurance works, if it's required, and other frequently asked questions about homeowners insurance.

Find out how the state where an accident occurs, and whether it's an at-fault or no-fault accident state, changes how an auto insurance claim is paid.

How does insuring a townhome work? If you own the townhouse, the type of policy you need depends on whether your home is part of a condo association. Condo associations have …

Learn how "permissive use" may cover someone who borrows your car and whether car insurance covers the car or the driver.

How does pet insurance work? If your dog or cat is sick or injured, pet insurance can cover your eligible veterinary bills and certain medications, according to what's covered by your policy. …